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Caviness & Cates, your locally owned and operated top 100 homebuilder, is bringing unbeatable limited-time incentives on quality new homes. Lock in massive savings on our highly rated, move-in-ready homes built with the superior craftsmanship NC families trust! With incredible financing options that slash your costs upfront and over time, there’s never been a better moment to own a Caviness & Cates dream home.
Why Buy Now?
· Unbeatable ways to save big on select homes!
· Rates as low as 2.99% * – Below-market financing on preferred lender loans
· OR No closing costs with our competitive below-market rates** on select homes
· Move-in-ready homes available now in top NC communities
These exclusive incentives won’t last – our quality homes are selling fast to rave-reviewed families! Whether you're a first-time buyer near Fort Bragg, upgrading in the Triangle, or seeking energy-efficient living in Eastern NC, this is the perfect time to save significantly and move into the high-quality home you deserve.

Browse Qualifying Homes!

*Rates as low as 2.99% (5.22%APR)** or Zero Closing Cost with builder incentive. Conditions apply. See builder representative for details. *Available on select move-in ready homes. Incentive amount varies per community and home. Terms and conditions apply. See Sales Event page or speak with a builder representative for details.

First Point Home Loans, LLC (financing partner) is an affiliate of Caviness & Cates Building & Development. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. First Point Home Loans is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. Other restrictions and limitations apply. This is not a commitment to lend. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. First Point Home Loans, LLC supports Equal Housing Opportunity | NMLS # 2615211, NC # B-223171, SC # 2615211 | (www.nmlsconsumeraccess.org) | 919-701-0143 | 639 Executive Place, Ste 400, Fayetteville, North Carolina 28305.

 **Scenario is an estimate only and is based on a 720 FICO score on a 30-year (360 months) FHA or VA fixed-rate mortgage at a sales price of $400,000, loan amount of $386,000 (FHA) and $400,000 (VA), fixed rate of 4.99%, 2-1 buydown of 2.99%, and APR of 5.22%. Rates valid as of 1/1/2026 and subject to change daily. The 4.99% rate shown is based on a builder paid forward commitment to buy down the market rate. The forward commitment may not be available on all loan programs. Borrower is not required to finance through First Point Home Loans but must use the financing partner to receive incentives. See a builder representative for details. Offers cannot be combined. Not to exceed incentive or seller concession limits. Only available in select communities on select inventory for contracts dated from January 1, 2026 to January 30, 2026.